When driving, many unwanted accidents can happen. Even if you drive defensively, unexpected accidents can still occur.
In such cases, the insurance company assesses the fault ratio of both vehicles involved in the accident. You've probably heard of ratios like 9:1, 8:2, 7:3, and so on.
These ratios indicate the percentage that the insurance company will cover for costs such as vehicle repairs, rental fees, and medical expenses, depending on the degree of fault. For example, if the fault ratio is...
